Pag-IBIG Fund’s investment income surges 50% in early 2025

Pag-IBIG Fund recorded a 50% increase in investment income during the first four months of 2025, reflecting its prudent financial management and growing capacity to support the savings and housing needs of its members. From January to April, the agency earned PHP2.73 billion in investment income, up from PHP1.81 billion in the same period last year. The increase was driven by strategic placements in bonds and other debt securities, money market instruments, equities, and investment properties.

Chief Executive Marilene Acosta said the agency’s investment portfolio reached PHP158.15 billion as of April 2025, marking a 42% year-on-year growth from PHP111.39 billion in April 2024. This expansion forms part of the agency’s sound and strategic allocation of its more than PHP1.11 trillion in total assets—a milestone it achieved earlier this month.

Of the total assets, PHP1.09 trillion are considered earning assets, comprising PHP856.96 billion in housing-related assets, PHP77.94 billion in short-term loans, and PHP158.12 billion in income-generating investments. The remaining PHP20 million accounts for other assets, including property and equipment, cash, and intangible assets.

“Our investments play a vital role in providing our members with the best possible returns,” Acosta said. She explained that the agency begins by meeting its housing investment requirement to help more Filipinos own homes through affordable financing. It also ensures sufficient funding for short-term loans to provide immediate financial assistance to members. Remaining investible funds are placed in secure instruments that offer competitive returns while preserving liquidity for future claims.

Acosta added that this disciplined and balanced strategy—anchored on strategic resource allocation to housing, lending, and investments—helps fulfill Pag-IBIG Fund’s mission to safeguard members’ trust and deliver meaningful benefits, the Lingkod Pag-IBIG way.

Meanwhile, the agency welcomed Secretary Jose Ramon Aliling as the newly appointed chairperson of its 11-member board of trustees. His leadership is expected to further strengthen Pag-IBIG Fund’s strategic direction in line with the Marcos administration’s housing and institutional development agenda.