Filipinos can now invest in treasury bonds via GCash

The Development Bank of the Philippines (DBP) is encouraging Filipinos to invest in the Bureau of the Treasury’s (BTr) latest Retail Treasury Bonds (RTBs), saying it is both a safe way to grow personal savings and a direct contribution to national development.

DBP President and CEO Michael de Jesus described RTBs as “an accessible and low-risk instrument” that provides steady returns while funding key government projects under the Marcos administration.

The latest issuance, RTB-31, is notable for being the first time small-denominated government securities can be purchased via an electronic wallet, such as GCash—broadening access to ordinary citizens.

For a minimum investment of P5,000, Filipinos can earn up to 6% per annum, payable quarterly over the next five years—a rate higher than typical bank deposits and many other investment products.

“This issuance presents an excellent opportunity for ordinary Filipinos to grow their hard-earned savings while contributing to the government’s priority programs in agriculture, education, infrastructure, and healthcare,” De Jesus said.

The public offer period for RTB-31 runs until August 15, 2025. DBP, along with eight other financial institutions, is serving as a Joint Lead Issue Manager for the issuance.

Interested investors may purchase RTB-31 through the BTr website (www.treasury.gov.ph), DBP, Land Bank of the Philippines, Metropolitan Bank & Trust Company, and China Banking Corporation.

De Jesus said the bonds are a way for citizens to take part in nation-building: “Every peso they invest would help fuel the country’s march to sustainable and inclusive development.”